Perhaps a dreary, rainy/sleety/snowy day isn't the best time to bring up the subject of taxes, but I'm going to do it anyway. That's because midnight on March 1, 2013 is the deadline to contribute to your RRSP and still be able to claim the deduction on your 2012 personal taxes.
And March begins on Friday.
If it does make sense for you to contribute (as opposed to say, paying down debt or putting money in a TFSA), then at least the anticipation of a tax break should make your day a little sunnier.
If you're a little fuzzy on the tax process, I can't offer much help. But here's some tax-related info from About.com: Canada Online Guide Susan Munroe:
- RRSPs: The Great Canadian Tax Break
- Filing Your Canadian Income Taxes - The Basics
- 6 Ways to File Your Canadian Income Taxes
- Looking for Your Income Tax Refund?